Privacy policy
Short version: Polley Life OS is a private, personal dashboard for one family. We collect only the financial data needed to display it back to the owner. We never sell, share, or monetize data. There are no public users.
Who we are
Polley Life OS is a personal, non-commercial software project operated by Benjamin Polley (El Dorado Hills, CA). It is not a company, product, or service offered to the public. The sole purpose of this application is to aggregate and display the Polley family's own financial data in one private dashboard.
What data we collect
To operate the dashboard, we access the following information through Plaid's secure financial data API:
- Bank account balances (checking and savings)
- Investment account balances and holdings
- Transaction history for connected accounts
- Account names and institution identifiers
We also collect authentication session data (via Cloudflare Zero Trust) to verify that only authorized family members can access the dashboard.
We do not collect: health data, location data, contact lists, device identifiers, or any data unrelated to the financial accounts explicitly connected by the account holder.
How we use your data
Financial data is used exclusively to display balances, transactions, and summaries within the private dashboard. It is not used for advertising, profiling, credit decisions, or any purpose other than displaying it back to the account holder.
Who has access
Only Benjamin Polley and authorized family members, authenticated via Cloudflare Zero Trust, have access to the dashboard. No third parties, employees, contractors, or service providers have access to the underlying financial data. There are no public user accounts.
Data storage and security
Account data is stored in an encrypted database (Supabase) hosted on infrastructure we control. Financial credentials (bank login details) are handled exclusively by Plaid and are never transmitted to or stored on our servers — Plaid provides access tokens only, which we use to retrieve data on your behalf.
Access to the dashboard is gated behind Cloudflare Zero Trust authentication, requiring verified sign-in for every session.
Third-party services
We use the following services to operate the dashboard:
- Plaid — read-only access to bank and investment account data. Plaid's privacy policy applies to credential handling: plaid.com/legal
- Supabase — encrypted database hosting for account and session data
- Cloudflare — DNS, SSL, and Zero Trust access control
- Anthropic (Claude) — AI-powered analysis displayed within the dashboard
No third party receives your complete financial picture. Each service processes only the minimum data required for its specific function.
What we never do
- Sell or share your financial data with anyone
- Use your data for advertising or marketing purposes
- Provide access to your data to any public user
- Train AI models on your personal financial data
- Move, transfer, or initiate transactions in any connected account
Data retention
Financial data retrieved via Plaid is retained only as long as the connected account remains active in the dashboard. Disconnecting an account removes the associated access token and we no longer retrieve data for that institution. Historical transaction records may be retained for personal recordkeeping purposes unless deletion is requested.
Your rights
As this dashboard is solely for personal family use, data requests and deletion can be handled directly by contacting Benjamin Polley at [email protected]. You may request deletion of all stored data at any time.
Changes to this policy
Material changes to this policy will be communicated directly to anyone with dashboard access. The "last updated" date at the top of this page reflects the most recent revision.
Contact
Questions about data or privacy: [email protected]